Credit Crunch???

[Heim]

Originally Posted by gaz

making no difference here,sales as normal and some people i know have had sales rocket in reptiles,one making £18,000 in less than a month,not much evidence of a slowdown really is it? on the negative side the price of rats is getting a bit daft,my snakes have got through £400 in a fortnight just in medium ratssinful snakes
regards gaz

A recession does not mean that prices will instantly fall. Also, peoples spending habits wont change over night. A lot of people will just turn a blind eye to whats going on at the moment with a 'it'll sort itself' attitude and hoping the affect on them is minimal or short lasting.

Plus if this IS a recession, this is simply the beginning of it, the very tip of the iceberg. I know politicians frequently broadcast that this is some kind of 'freak accident' and the 'worst is over' etc, but do not follow them blindly. They can never be 100% honest with the country in fear of of the peoples reactions.

Not saying its time to stock pile the tins of beans and hide all your hard earned money under the mattress, but at the same time some simple changes to your life style now, and putting a little cash aside now, could leave you better prepared IF things go bad for the long term.

Worst case scenario for doing cut backs now, it all blows over, you got some extra spending due to some utility cut backs and some savings! .

[sparkle]

Originally Posted by Heim

A recession does not mean that prices will instantly fall. Also, peoples spending habits wont change over night. A lot of people will just turn a blind eye to whats going on at the moment with a 'it'll sort itself' attitude and hoping the affect on them is minimal or short lasting.

Plus if this IS a recession, this is simply the beginning of it, the very tip of the iceberg. I know politicians frequently broadcast that this is some kind of 'freak accident' and the 'worst is over' etc, but do not follow them blindly. They can never be 100% honest with the country in fear of of the peoples reactions.

Not saying its time to stock pile the tins of beans and hide all your hard earned money under the mattress, but at the same time some simple changes to your life style now, and putting a little cash aside now, could leave you better prepared IF things go bad for the long term.

Worst case scenario for doing cut backs now, it all blows over, you got some extra spending due to some utility cut backs and some savings! .

great attitude...

[missk]

If i had any savings behind me i think i would rather stuff it under the mattress than in a bank. It pees me off that the greed of the banks has ended up with them putting the whole economy in this position, then to top it all off, we the taxpayers have to cough up to bail them out. what about all the small businesses who are crippled and fold in this climate, who's going to bail them out?

On the positive side by next year i might be able to actually afford a house...

[Meko]

what really annoys me about the credit crunch is that the government will rattle on about it and they'll do this this and that to help certain people and then spend billions bailing companies out.
Have they told utility companies to stop taking the piss by putting prices up? - no they still come out with 100's of millions of pounds profit each year.
Will they reduce fuel duty? - nope, its down to the supermarkets to start price wars

2 small areas where they could step in and save people money and they won't.

[Slurm]

18 months before things will start to get better, and even then fuel prices will be always be going up.

Me and my partner bought a 3 bed house 8 months ago, luckily enough we did not max out what the mortgage company offered us, that 20% extra we did not borrow has been a great comfort. But i do question whether their willingness to offer the huge amount they did caused part of this situation when others went to the max.

[beege_3]

Apart from Electric and gas prices, its pretty much normal at this end.

[akuma 天]

Originally Posted by Reptilerescueden

Bloody 17ft my arse lol... that snake is here. I've posted about is in the snake thread... its a very interesting read as all doesnt seem to be as the guy claims.

I reported the using the BBC own complaint procedure, I said it was wholey inaccurate and gave misleading facts.

[Reptilerescueden]

Originally Posted by akuma 天

I reported the using the BBC own complaint procedure, I said it was wholey inaccurate and gave misleading facts.

Nice one, good on ya

[Meko]

Originally Posted by beege_3

Apart from Electric and gas prices, its pretty much normal at this end.

come to think of it.. gas and electric aren't affecting me.
I got behind on my gas, water and electric bills so i'm paying x amount off each per month. So when i've finished paying the debt off my bills will go down

[beege_3]

They dont affect me either, since i don't pay em..