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*nods* some are getting beyond the pale with regards this sort of thing ~ after the last episode with the leccy and credit my OH told them to stuff the monthly DD his motto being why should our money be used to get interest for them ... we now pay the money into a savings account every month and then pay a quarterly bill when it comes in ~ funnily enough we're actually saving money (and getting the interest) to the point we now do the same with gas and phone
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i still pay by direct debit but pay £5 roughly less than the bill for a month so i always owe them some but not get out of hand! i collect the extra interest then and they have to hassle me for money than other way around!
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they rarely give refunds, they keep it in your account so if your bill is higher than your direct debit it goes off what's in the 'pot'. I had that with my gas bill so i just cancelled my DD till it caught up. I had a bill a couple of weeks ago for £8 as it finally caught up.
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