hi all can you get insurance to cover death of reps ?????????? if not do any 1 no what insurance you can get for the reps

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4.12 royals
1.3 beardies
0.1 red foot
0.1 chameleon
1.0 burmese
0.1 albino burmese
1.0 south african sand boa
0.1 boa
1.1 corns
2.3 Orange-Eyed Crocodile Skink
0.0.3 frogs
0.0.17 beardie eggs
0.0.1200 crickets
help the crickets got out help me get them lol

As long as the death is not caused by a previous condition, or because of breeding, or a commercial activity... you can get cover Exotic Direct.

The thing most people go for is the medical cover, but again you can't get this for previous conditions or breeding, like any animal.

If your reptile got a contagious disease, or broke a leg, required an operation for impaction, or any of those sorts of things, insurance would pay all the vet fees, which can run in the £500+ zone sometimes!

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Also available right now for rehoming: 1 x Juvenile Male Bearded Dragon, 1 x Adult Female Curlytail Lizard

thank you will check it out

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4.12 royals
1.3 beardies
0.1 red foot
0.1 chameleon
1.0 burmese
0.1 albino burmese
1.0 south african sand boa
0.1 boa
1.1 corns
2.3 Orange-Eyed Crocodile Skink
0.0.3 frogs
0.0.17 beardie eggs
0.0.1200 crickets
help the crickets got out help me get them lol

I've just been on their site and it says they only insure upto 9 reptiles on a policy.
Does this mean that you have to take out more than one policy if you have more than 9 snakes????
Also do you quote adult value of young snakes or their value at time of taking out the policy????
Do you quote the replacement value as per shop cost or breeder costs????

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Sax

Got too many to mention!!!!!!

I have nearly all my information on my site now.
There are rat and hamster litters and pics of the ones I have.
http://nimbusstud.weebly.com/our-hamsters.html

i realy dont no

__________________
4.12 royals
1.3 beardies
0.1 red foot
0.1 chameleon
1.0 burmese
0.1 albino burmese
1.0 south african sand boa
0.1 boa
1.1 corns
2.3 Orange-Eyed Crocodile Skink
0.0.3 frogs
0.0.17 beardie eggs
0.0.1200 crickets
help the crickets got out help me get them lol

I find it is always better to ring them rather than use the website - they sometimes offer a discount for multiple animals.

I recently got a quote from them for 1 exotic mammal which covers death, vets fees and theft and is around £180 for the year but lumtiplied by several animals, it can work out quite expensive

Also, they have an applicable excess charge as most insurers do which is normally £50 per claim unsur eif you cna higher your excess though to lower the policy

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http://dragcave.net/user/brittone05

It says the excess for reptiles is £35 so that's not bad!!!!!
I think I'll give them a ring and find out.
I only have 13 snakes so it shouoldn't be too bad.

How often have people had to use a vet for their snakes and it cost enough to warrant insurance??

I used to hav the dogs insured but I started putting the monthly payment in the bank and it has always covered anything they needed doing.

I do have mastiffs so the premium is rather extortionate.

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Sax

Got too many to mention!!!!!!

I have nearly all my information on my site now.
There are rat and hamster litters and pics of the ones I have.
http://nimbusstud.weebly.com/our-hamsters.html

I have only looked into insurance for exotic mammals so can't sya what thier premiums are like for reptiles

I guess really, there are a few things with snakes that could run up a big vet bill - I suppose it depends on the final premium. £150 a year per snake works out very expensive when you have 9 - you could more than likely cover the vets bills better by, as you say, popping the cash into a separate account each month.

The only added reassurance you have is that if your snake is stolen or passes away, you are covreed for that too (with the full policy).

You can insure just for vets bills which is a lot cheaper though

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http://dragcave.net/user/brittone05

is there any over ppl hpow do it

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4.12 royals
1.3 beardies
0.1 red foot
0.1 chameleon
1.0 burmese
0.1 albino burmese
1.0 south african sand boa
0.1 boa
1.1 corns
2.3 Orange-Eyed Crocodile Skink
0.0.3 frogs
0.0.17 beardie eggs
0.0.1200 crickets
help the crickets got out help me get them lol

Not that I have found no

Pet Plan ofer insurance but this routes through Exotic Direct.

There used to be a ocuple of others but they have ceased trading unfortunately - you would really think that the insurance companies would have hopped on the bandwagon really !

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http://dragcave.net/user/brittone05