Originally Posted by Rain
Actually, I'd disagree there. We phoned a couple of places to insure our desert ghost male, as he's WC and damn near impossible to replace should anything happen, and the insurance broker (cant remember who) said they could only insure morphs for the base value of a normal. So our DG could only be insured for £100 or so... That'd hardly cover the fuel to the vets and back...
So, by the time you've paid the £30 to £50 excess, travel costs and treatment, was the insurance actually worth it?
As I said before, they'll always be a few people for whom insurance worked out, but generally speaking a savings account with the equivelent preimum will always be best for reps.